The Wisdom of a Payday Loan

Finances are a funny thing. Everyone has their own style. Personally, I have always tried to live at or below my means. I avoid my credit cards (even though I have them) and I go without if I need to save up for a large purchase. However, there are times (all too often) when an […]

God, Grant Me Better Organization

You should see the basket I use as an in-box here at my home computer/office. It is full. There are, granted, some things I do not need to get to right away. However, there are insurance statements and bills from doctors I need to look at next week. There are car insurance quotes to follow […]

Do You Have a Savings Account for Your Child?

I know my parents always had savings accounts for me and my sister. So, when my daughter was born I started an account for her. I had a goal of putting a minimum of $100 for each month of her life in there. And, for the first two years of her life, I did great.
I […]

From Cute Boys to Dental Insurance

Sometimes I actually long for the days when a conversation between my sister and I centered on the topics of cute boys, after-school jobs, cool songs, and borrowing each other’s clothes. We may not have got along as well when we were teens, but that lack of stress and responsibility in my young life holds […]

Why Should You Use a Calling Card?

I think sometimes we assume everyone has a cell phone or one of those all-inclusive phone plans on their home phone. That’s just not true. There are still a lot of people who find that access to a long distance call – whether at home or while away from home – is still costly and […]

Insane Medical Costs

Holy cow, I am getting irritated with the price of my medical plan going up while the overall benefits go down. I was paying less last year and all I had to cover were my co-pays. Now, not only do I pay more monthly, I pay a co-pay plus at least 10%. Right now I […]

Don’t Make Promises You Cannot Keep

If you make a promise, whether in writing or simply via the words that come out of your mouth, you need to be willing to settle in the end.
Back during the Civil War, the city of Tampa issued a promissory note to storekeeper Thomas Pugh Kennedy in exchange for ammunition and other supplies. The city […]

Insane Gas Prices

I already drive less now that gas prices are up. It is just not worth it to me to damage my budget in order to tool around town a little more. Additionally, we are buying far less when it comes to non-essential foods and entertainment products.
Get this: one gas station in the tiny town of […]

More People Turning to Payday Loans

I think most people understand that high interest loans, like payday loans, are not the absolute best way to borrow money. Nonetheless, as the price of milk, gas, wheat and housing skyrockets, more and more people are finding that living hand to mouth has turned into living on next month’s paycheck. The working middle-class cannot […]

Win $125 in Prizes

One of the absolute hottest search terms today is “how to make money online”. People all over the world have discovered that you can use the internet to bring in additional income streams, as long as you have a little bit of drive and creativity.
If you look around enough and really do your research, you […]